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IFMR Trust is a private trust whose mission is ensuring universal access to financial services across India. We focus on under-served regions of rural India.

IFMR Rural Finance (earlier IFMR Holdings), which rolls out Kshetriya Gramin Financial Services (KGFS) for the distribution of financial services in rural India
IFMR Ventures (earlier IFMR Trust Advisory Services), an Asset Management Company that is launching its first equity fund, IFMR Trust's Network Enterprises Fund™ (NEF). The NEF will harness commercial capital to address key gaps in rural supply chains.
IFMR Capital (earlier IFMR Trust Guarantee Company), to provide smooth access to debt markets for asset originators that are relevant to rural, low-income households, through structuring, guarantees and market-making.
IFMR Capital (earlier IFMR Foundation) , a not-for-profit company that focuses on bridging knowledge, practice and regulatory gaps in pursuit of the mission of the IFMR Trust.

We bring to our efforts expertise in the design, delivery and scaling of financial services and a deep understanding of mainstream markets.

Many of our efforts are guided by practical insights gained from action-research conducted at specialised centres of our affiliate, Institute Financial Management and Research (IFMR), Chennai. These centres are our Thought Partners.

IFMR Trust has thus far invested INR 300 million (USD 7.5 million) in various commercial enterprises in multiple sectors. We have also made strategic investments to provide technology and infrastructure support to our ventures.

IFMR Trust's senior management team comprises people with a passion for market-based approaches to development, and expertise in financial services, project finance, venture capital, supply chain management, development of innovative financial models, and people management.

Bindu Ananth, President

Bindu Ananth worked with ICICI Bank in its microfinance practice between 2001 and 2005 and was Head of the new product development group within the bank's rural finance business in 2007.

She founded the Centre for Microfinance, IFMR, and has published in the Small Enterprise Development Journal, the Economic and Political Weekly, the OECD working paper series and the IFMR working paper series.
Dave Wallack, Senior Vice President, People

Dave Wallack worked for over 10 years as an Executive Coach and Organisational Design Advisor for various private sector and political clients in the US.

He specialises in building and motivating organisations to operate effectively in rapidly changing environments.
Anil Kumar, Senior Vice President, IFMR Trust and CEO, IFMR Rural Finance

Anil Kumar started his career in a rural branch of Canara Bank. He joined ICICI Bank in 1996 and his last assignment was as Head of the Microfinance Institutional Development Team, which created over 200 MFIs across the country in 25 states.

He is a Board Member in Grameen Capital India and Member - Project Management Committee, MicroSave India.
Puneet Gupta, Senior Vice President, IFMR Trust and CEO, IFMR Advisory Services (India) Private Limited

Puneet has been working with IFMR Trust since October 2007.
Prior to his joining IFMR Trust, Puneet worked for ICICI Bank for a period of 6 years in areas of education, microfinance and rural finance. He was responsible for identification and development of new channels and products for reaching out micro financial services to rural households and was involved in developing models for attracting private equity investment in the Microfinance sector.

A commerce graduate with a Master’s degree in Rural Management from Institute of Rural Management, Anand (India), Puneet is on the Board of Rural Technology Business Incubator of IIT, Madras.
Sucharita Mukherjee, Senior Vice President, IFMR Trust and CEO, IFMR Capital

Sucharita Mukherjee led the origination and structuring effort in credit derivatives and structured finance for corporates at Morgan Stanley in London. Her work includes developing innovative asset-backed financing structures in such areas as intellectual property and health-care receivables.
She was also part of the credit derivatives team at Deutsche Bank in London, structuring credit-derivatives-linked repackaged investments for financial institutions.